Terms and Conditions.

This document sets out the basis on which we will provide the services to you, your obligations to us and the facts on which we both rely upon to enter into this agreement.

By applying for a loan through us you agree that you have read and agree to be bound by the terms and conditions listed below.

Collection and Use of Information

We may collect personal information from you directly or via your use of our services. We will only collect personal information which is reasonably necessary for, or directly related to, our functions or activities. You can view our Privacy Policy here.

Sensitive Information

Sensitive information includes information about a person’s racial or ethnic origin, political opinions, religious beliefs, trade union memberships, criminal record or health information.

We will not ask you to disclose sensitive information, however if you choose to provide it, it may be captured and stored.

Information from Third Parties

Our website may contain links to third-party websites. If you access those websites through our site, those third parties may collect information about you, and we may also collect or have access to that information as part of our arrangements with them.

Where you access a third-party website from our website, information such as cookie data and user preferences may be shared between us and the third party.

Advertising and Tracking

When you view our advertisements on third-party websites, advertising providers may use cookies or web beacons to collect information such as your browser type, server information, date and time of your visit, and the effectiveness of marketing campaigns.

When you later access our website, information may also be collected about how you use our website and whether you complete an online enquiry or application.

Cookies

We use cookies to provide a more customised and effective website experience.

Cookies are small text files stored on your device by your web browser. You can configure your browser settings to accept or reject cookies.

We may use cookies for purposes including:
• Customising website content
• Website analytics and statistics
• Identifying referral sources
• Security and fraud prevention

IP Addresses

Your IP address identifies your computer or device while using the internet. We may collect IP address information to assist with website functionality, analytics and security.

Online Applications

If you submit an online enquiry or application through our website, we may retain the information you provide in order to assess your enquiry and provide finance-related services.

If you save or partially complete an application, that information may also be retained so you can continue the process later.

Security of Information

The security of your information is important to us.

While no internet transmission can be guaranteed as completely secure, we take reasonable steps to protect your information from misuse, loss, unauthorised access, modification or disclosure.

If we no longer require your information and are legally permitted to do so, we will take reasonable steps to destroy or de-identify it.

Direct Marketing

We may use your personal information to provide updates, news or marketing communications relevant to our services.

If you no longer wish to receive direct marketing communications, you may contact us at any time to opt out.

Disclosure to Overseas Entities

We do not generally disclose personal information collected through this website to overseas entities as part of our normal business operations.

If you would like further information regarding our privacy practices, please contact Maison Mortgages directly.